Navigating the insurance claims process: Tips from a personal injury attorney

By William J. Price

insurance claims processYour car was destroyed in a crash, and now you’re stuck dealing with the other guy’s insurance carrier. A few days after exiting the Emergency Room, you begin receiving medical bills and phone calls demanding payment. To make times worse, you cannot return to work until your doctor signs a paper acknowledging you are physically able to work. You send all of the medical bills to the adjuster asking to have your wages reimbursed. After a few days of no returned phone calls turn into a few weeks, you go from angry to irate.

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Tips for discussing the dangers of impaired driving with your teen

teen driversNo parent wants to believe their child would put themself in harm’s way by driving while impaired or riding with another driver who is under the influence of drugs or alcohol. However, living in denial about the possibility of your teen driver taking part in these life-threatening activities is one of the most dangerous approaches parents can take when it comes to the issue.

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$3.6 Million Jury Verdict Reduced to $500,000 in Case of Sexual Assault of a Minor

New Ohio Supreme Court ruling highlights unintended consequences of state’s cap on noneconomic damages.

On Dec. 14, the Ohio Supreme Court ruled that capping noneconomic damages awarded to a teenage victim of sexual assault did not violate her constitutional rights. The victim’s $3.6 million jury verdict was reduced to just $500,000 after the cap was applied.

In her appeal, the victim challenged the damage cap as unconstitutional, claiming her state constitutional rights to a trial by jury, to an open court, to a remedy, due process and equal protection were violated by the law as it applied to her case. The damage cap undermined the jury’s $3.5 million Continue reading “$3.6 Million Jury Verdict Reduced to $500,000 in Case of Sexual Assault of a Minor”

Yankee Candle recalls Luminous Collection candles for laceration hazard

Yankee Candle recall
Photo courtesy of Yankee Candle.

‘Tis the season to make sure gifts, given and received, are safe to use. The Yankee Candle Company, in cooperation with the Consumer Product Safety Commission, recently issued a voluntary recall on its line of Luminous Collection candles.

The company received an influx of consumer feedback reporting the candles’ glass spontaneously cracking, creating a possible laceration hazard.

Affected Yankee Candles

The collection is made up of six scented candles with the following product numbers:

  • Sea Salt and Coral (1535651)
  • Blackberry and Sage (1535890)
  • Apple Blossom and Melon (1535891)
  • Sugarcane and Honey (1535892)
  • Pine and Sandalwood (1535893)
  • Cinnamon and Cedar (1535894)

If you purchased or received a Luminous Collection candle, Yankee Candle is offering a full refund and an additional candle of your choice upon return. If the candle was purchased at another store, you must return it to a Yankee Candle location to receive the refund and additional candle.

For more information, call 877-803-6890 during business hours.

To view more holiday product recalls, visit safekids.org.

4 tips to keep your teen driver safe in winter road conditions

winter road conditions

Driving in winter weather is a dangerous challenge for even the most skilled motorists. While it may be tempting to take away your teen driver’s keys at the first sign of snow, there will come a time when they will need to brave the winter roads. Wouldn’t you rather them be prepared?

Follow these four tips to help keep your teen driver safe in winter road conditions:

1. Prepare your teen’s vehicle for the season.

Complete all of the recommended seasonal vehicle maintenance, and upgrade the tires and wiper blades if the weather in your region gets particularly nasty in the winter. Stock your teen’s car with an ice scraper and brush, windshield deicer, a small shovel, an emergency kit and blankets. Keep a bag of cat litter in the trunk to melt ice and snow in a pinch.

2. Explain the different types of dangers they might encounter.

Snow isn’t the only hazard motorists face in the winter. Be sure your teen knows how to recognize freezing rain, sleet and black ice, and is aware of the threats posed by each. This information is especially important to review with teen drivers who were licensed in the spring or summer, and may have only experienced these dangerous winter road conditions from the passenger seat.

3. Review the best approaches for driving on snow or ice.

Remind your teen to adjust their speed for the road conditions, not the speed limit. Explain how to brake safely on snow and ice, and how to regain control of the vehicle if they feel it beginning to slide. Reinforce the importance of maintaining a greater following distance than usual and a heightened awareness of nearby vehicles.

4. Find a safe place for your teen driver to practice.

The best way to prepare your teen for driving in winter weather is to give them opportunities to face their fears (and yours) in a controlled environment under adult supervision. When the snow starts to fall, find an empty parking lot and let them test their skills. Demonstrate how to properly apply the braking and correcting concepts you’ve reviewed.

Having a newly licensed driver in the household can be a significant source of stress for any parent, but the dangerous road conditions associated with this time of year often intensify parents’ fears. Taking the proper steps to prepare your child for the challenge of driving in winter weather will offer peace of mind to you and your teen driver.